APY = Annual Percentage Yield. Rates effective as of November 21, 2017. Fees may reduce earnings.

Kasasa Cash*Learn More

Tier Minimum Required Opening Deposit Interest Rates APY
0 - $10,000 $100.00 2.23% 2.25%
$10,000+ $100.00 0.25% 2.25% to 0.43%
Qualifications not met $100.00 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • At least 1 direct deposit or ACH payment transaction
  • Be enrolled in and agree to receive eDelivery (online statements)

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*Learn More

Tier Minimum Balance to Open Interest Rate APY
0 - $10,000 $50.00 0.75% 0.75%
$10,000+ $50.00  0.25% 0.75% to 0.30%
Qualifications not met $50.00  0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit or ACH payment transaction
  • Be enrolled in and agree to receive eDelivery (online statements)

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Commercial CheckingLearn More

Tiered Amount Minimum Required Opening Deposit Interest Rate APY
$10,000 or greater $100 0.100% 0.10%

Community CheckingLearn More

Tiered Amount Minimum Required Opening Deposit Interest Rate APY
$10,000 or greater $100 0.050% 0.05%

Public ServantLearn More

Tiered Amount Minimum Required Opening Deposit Interest Rate APY
$10,000 or greater $100 0.050% 0.05%

Reserve Savings AccountLearn More

Tiered Amount Minimum Required Opening Deposit Interest Rate APY
$0 - $9,999 $100 0.150% 0.15%
$10,000 - $24,999  $100 0.200% 0.20%
$25,000 - $79,999  $100  0.250% 0.25% 
$80,000 - $99,999  $100  0.300%  0.30% 
$100,000 and greater  $100  0.450%  0.45% 

Youth Savings AccountLearn More

Tiered Amount Minimum Required Opening Deposit Interest Rate APY
$0 - $9,999 $50 0.150% 0.15%
$10,000 - $24,999  $50 0.200% 0.20%
$25,000 - $79,999  $50 0.250% 0.25% 
$80,000 - $99,999  $50 0.300%  0.30% 
$100,000 and greater  $50 0.450%  0.45% 

Prime Money Market AccountLearn More

Tiered Amount Minimum Required Opening Deposit Interest Rate APY
$0 - $9,999 $1,000 0.100% 0.10%
$10,000 - $24,999  $1,000 0.100% 0.10%
$25,000 - $79,999  $1,000 0.200% 0.20% 
$80,000 - $99,999  $1,000 0.300%  0.30% 
$100,000 and greater  $1,000 0.450%  0.45% 

Gold CheckingLearn More

Tiered Amount Minimum Required Opening Deposit Interest Rate APY
$0 - $9,999 $100 0.050% 0.05%
$10,000 - $24,999  $100 0.100% 0.10%
$25,000 - $79,999  $100  0.100% 0.10% 
$80,000 - $99,999  $100  0.250%  0.25% 
$100,000 and greater  $100  0.450%  0.45% 

Health Savings AccountLearn More

Minimum Required Opening Deposit Interest Rate APY
$50 1.00% 1.00%

Certificates of DepositLearn More

Term *APY if below $99,000 *APY if $99,000 - $225,000 *APY if above $225,000
30 Days 0.25% 0.20% 0.20%
60 Days 0.35% 0.30% 0.25%
90 Days 0.45% 0.40% 0.35%
6 Months 0.55% 0.50% 0.40%
12 Months 0.85% 0.80% 0.70%
1.5 Years 0.95% 0.90% 0.80%
2 Years 1.05% 1.00% 0.90%
3 Years 1.35% 1.30% 1.20%
4 Years 1.45% 1.40% 1.30%
5 Years 1.55% 1.50% 1.40%

 

Penalty for early withdrawal on CDs.