Health Savings Account (HSA)

• Save for future medical expenses
• High-deductible health plan (HDHP) required
• Earn interest tax free
• Use funds to pay for qualifying medical expenses
• No set up fee, monthly fee, or minimum balance
• Easy access to balance via HSA debit card
• Transferable to next job
• No "use it or lose it" rule
• $50 minimum balance requirement
• Free online banking
• Free mobile banking
• Free eDelivery (online statements)
• $50 minimum deposit to open

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.