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Why Choose a Community Bank?


Why Choose a Community Bank?

Whether you’re in need of a checking account, planning to purchase a home, ready to start saving or investing, or looking to launch a business, many of life’s moments that matter most start at the bank. Choosing the right bank means you’ll have access to the services you need while benefiting from the support of experienced bankers. However, it can be difficult to discern the differences between banks and to decide between a big-name bank and your local community bank.

Why Choose a Community Bank

There are many reasons to bank with a community bank, and they extend far beyond the convenience of location (although community banks are often conveniently located in your neighborhood or where you’re already doing business). The benefits of a community bank include access to bankers with extensive local market insight, the ability to get small business loan approval from people who understand your community and your business, personalized service from bankers who care, and the knowledge that the money you place at your community bank supports the local businesses you depend on.

At TriStar Bank, we help local businesses with small business loans and sound financial guidance and work in the community to support youth sports, local non-profits, and more.

Personal Banking at Our Community Bank

TriStar Bank offers various services designed to serve individuals and businesses, including personal checking and personal savings accounts, plus business checking and savings.

When shopping for a personal checking account, it’s important to consider monthly fees, interest rates, ATM fees, minimum balance requirements, and more. When you compare personal checking at TriStar Bank, you will find that we offer various checking account types, with our TriStar Community Checking as our most popular option. This interest-earning checking account comes with unlimited check writing, optional eStatements, and up to four refunds on surcharges and ATM fees.

Additionally, our checking accounts come with free debit cards. Personal debit cards from TriStar Bank are protected with EMV security and are eligible for our “Your Change Matters” program. This program lets you round up your purchases and transfer the difference directly into your TriStar Bank savings account. Plus, our personal debit and credit cards include Apple Pay and Samsung Pay, which makes it even simpler to make purchases around town.

Checking accounts aren’t the only accounts we offer our TriStar Bank clients. We also provide a suite of savings accounts tailored to the individual needs of our community members.

TriStar Bank savings accounts for individuals are as varied as your own goals. Our savings offerings include Individual Retirement Accounts (IRAs), Health Savings Accounts (HSAs), Certificates of Deposit (CDs), Reserve Savings Accounts, Youth Savings Accounts, and more. 

Saving has never been easier than with TriStar Bank. Reach out to your banker to discuss setting up the savings accounts that will help you achieve your goals.

Business Banking at Our Community Bank

At TriStar Bank, small business owners are a priority. We know just how hard our business banking clients work to serve our community, and we are honored to come alongside them, working as trusted advisors and friends. 

For a business, choosing the right bank is vital to creating seamless business operations. At TriStar Bank, we possess a wealth of knowledge and decades of experience supporting business owners. 

As local Middle Tennesseans, we have firsthand knowledge of the market within our community and can propose opportunities to our clients that big banks may miss. Plus, we work with our clients to help them select the accounts that will serve them well.

Finding the right business checking account means you will have access to the banking services that align with your business needs. Our business checking accounts include various options for small, medium, and large-volume transactions. These business checking accounts include free online banking, free debit cards, and low or no monthly fees. 

TriStar Bank business banking clients also have access to our Treasury Services. These offerings include treasury management, ACH origination, business bill pay, positive pay, merchant card services, business debit cards, and more.

At TriStar Bank, we also offer our clients several options for managing business savings. These include Business Reserve Savings, Business Prime Money Market Accounts, and Certificates of Deposit (CDs). With various levels of liquidity, our business savings accounts are tailored to our clients’ individual goals and needs.

Community Banking Allows You to Bank Your Way

Community banks are uber-focused on providing a variety of services and offer conveniently located branches designed to serve their clients and the community well. TriStar Bank has seven Middle Tennessee locations, including three Columbia branches, two Dickson branches, a Mount Pleasant branch and ATM, and a Charlotte branch. 

We are proud to prioritize several banking options that meet our clients where they are, including in-person banking, mobile banking, and extended hours interactive teller machine through iBanker. Our iBanker features visual in-person support.

Why Choose TriStar Bank?

TriStar Bank brings humanity back to banking with personal service, expert financial guidance, and local support that helps people and communities thrive. With several personal and business banking offerings, we cater to clients' various life stages.

More importantly, we are the human voice on the line when you need financial advice. We are the sponsor of your local T-Ball game, and you will come to know the people working at TriStar Bank as well as you know your neighbors.

We are on your team, whether you’re applying for a small business loan, preparing for a life change, or simply trying to make wise financial decisions.

True to our name, TriStar Bank exists to serve our local communities. With roots in rural counties, we offer exceptional banking service to local business owners, families, those seeking loans, lines of credit, personal accounts, and grounded financial guidance.

Unlike banks that exist solely on your phone or miles away, we are local. In every sense of the definition, TriStar Bank is a true community bank.

Ready to become part of the TriStar Bank community? Find a location near you and reach out to your local banker.

Questions? Call Us! (615) 446-7100

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