Team up TriStar High Yield Savings with your TriStar personal checking account to reach your milestones faster. When you meet your monthly qualifications, your savings don’t just grow — they accelerate.**

Key Features

  • Earn Competitive Interest
  • Free Digital Banking
  • Must have a TriStar personal checking account to have a TriStar High Yield Savings account
  • Earn higher interest than standard savings
  • 3.50% APY* on balances up to and including $50,000
  • 3.50% to 0.50% APY on balances over $50,000 depending on balance in account
  • 0.25% APY* on all balances if qualifications are not met
  • Free* digital banking services, including:
  • Online banking & bill pay
  • Mobile banking with mobile deposit
  • $100 minimum deposit to open

To be eligible for TriStar High Yield Savings you must have a TriStar personal checking account. To qualify for the higher interest rates, you must either have a direct deposit to your checking account OR a minimum of ten (10) debit card transactions during the monthly statement cycle.

And if you don’t meet these qualifications, don’t worry — you’ll still earn our base rate on TriStar High Yield Savings. And you can get right back to earning the higher interest rate the next cycle that you qualify.

*Depending on your wireless provider service, standard message and data rates may apply.

**Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” is the same as your "Statement Cycle" which is the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Reward Information: When your account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Balances up to $50,000 receive APY of 3.50%; and balances over $50,000 earn 0.50% interest rate on the portion of balance over $50,000, resulting in a range from 0.50% to 3.50% APY depending on the account’s balance. When your checking account qualifications are not met, High Yield Savings: All balances earn 0.25% APY. *APY = Annual Percentage Yield. APYs accurate as of 05/1/2026. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, andother requirements may apply. $100.00 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or minimum of ten (10) debit card transactions are a condition(s) of these accounts. Limit one (1) account per social security number. A TriStar Bank consumer checking account is required to have a High Yield Savings account. Member FDIC.”

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